Jewelry Insurance

Wear your jewelry worry-free with insurance from Jewelers Mutual Group, trusted for over 100 years.

Protect Your Purchase

We've partnered with Jewelers Mutual, a leader in jewelry insurance, to emphasize the importance of safeguarding your precious and timeless pieces against loss, theft, damage, and even disappearance. Whether it's an engagement ring or a personal treat, securing your jewelry is not only quick and easy but also gives you the peace of mind to wear it without worry.

About Jewelers Mutual

For over 100 years, Jewelers Mutual has been providing comprehensive protection against loss, damage, theft, and even disappearance. Your most cherished jewelry pieces do more than just sparkle; they serve as reflections of you and commemorate life's most significant moments. With coverage from Jewelers Mutual, you can wear your jewelry freely and without worry.

A policy from Jewelers Mutual typically costs between 1-2% of the jewelry's value annually. Finding out how much it will cost you takes less than a minute.

Advantages of Jewelers Mutual Personal Jewelry Insurance:

  • Comprehensive worldwide coverage for travel, extending beyond what ordinary homeowners insurance offers
  • Protection against theft, damage, accidental loss, and disappearance
  • The freedom to choose your own jeweler for repairs or replacements
  • Repairs made to damaged jewelry maintain the same quality as the original piece
  • Replacement of lost jewelry with the same brand and type
  • Staff includes Graduate Gemologists (GIA) who are passionate about jewelry

How a Jewelers Mutual Policy Stands Out

Jewelry is often included in renters' and homeowners' insurance policies; however, such coverage usually falls short of covering the full replacement cost. Even a jewelry-specific rider added to your homeowners policy can have its limitations.

For any questions about jewelry insurance from Jewelers Mutual, please email us at or call us at 888-884-2424.

What will it cost me?

Rates depend on the price of your piece and where you live, among other factors. For most, jewelry insurance costs 1-2% of the insured jewelry’s value, paid each year. Not sure what the value of your jewelry is?

For example, annual coverage for a $5,000 engagement ring could be as low as...


That's roughly $4 a month! 

What’s Covered?

A Jewelers Mutual policy covers almost every imaginable risk life may throw at your jewelry.

Advantages of Jewelers Mutual Insurance

Choose a deductible that fits your budget, as low as $0.4 Discounts may be available if you have a home alarm, store your jewelry in a safe deposit box, or possess a diamond grading report from an approved company.*

*Must be approved by underwriting.

Get your jewelry repaired or replaced with a new item that’s of the same kind and quality as the original, up to your applicable policy limit.

Work directly with your trusted jeweler of choice, not a generic third party, in the event of a claim to provide a highly rated, smooth experience. File a claim any time using our Quick Claim Tool.

 *Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec).

Must be at least 18 years of age to apply for insurance. Although Princess Bride Diamonds may offer opinions to consumers about the importance of protecting their purchases, Princess Bride Diamonds is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering.  The purchase of insurance must be done by direct interaction with an insurer or license insurance agent. 

Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company.  Any coverage is subject to acceptance by the insurer and to policy terms and conditions.

By clicking the link above — “get my free quote” — you authorize Jewelers Mutual to use a secure system to retrieve and save details of this purchase from us for the purpose of calculating an insurance quote. Retrieved information may include your name and address.