Protection & Payment
Payment options, as you wish
Pay the way that works for you, in store or online. Not sure which option is best? Our team is happy to help you choose.
Pay in full
Credit and debit cards
Visa, Mastercard, American Express and Discover.
Because fine jewelry is a large purchase, your bank may decline the charge to protect you. A quick call to your card issuer usually clears it, then you can try again.
Apple Pay
Fast, secure checkout with the cards already in your Apple Wallet.
Shop Pay
Express checkout that saves your shipping and payment details for next time.
PayPal
Choose PayPal at checkout and pay with your PayPal account.
Bank wire
Ideal for higher-value purchases. Your order is processed once the payment is received and verified, usually within 3 to 5 business days. Some banks charge a wire fee.
Cash
Enjoy a 2% discount when you pay entirely in cash. Debit cards don't count as cash, and the discount doesn't apply if any part of the purchase is paid another way.
Pay over time
Spread your payments out with one of our financing partners. All options are subject to approval.
Affirm
Choose 3, 6 or 12 fixed monthly payments. Rates from 0% APR or 10 to 36% APR. Checking eligibility won't affect your credit score, and there are no late fees.
Shop Pay Installments
Pay interest-free or with interest over 3 to 24 months, right at checkout.
PayPal Credit
A reusable credit line with 6 months special financing on purchases of $99 or more. US and international options are available.
Wells Fargo Jewelry Advantage®
Special financing for qualified customers, made for jewelry purchases. Apply in store with your jewelry specialist.
Half-payment plan
Split your total into two equal payments. Available in store and online.
Pay 50% to start
Place a 50% deposit, arranged with your jewelry specialist.
Pay the rest within 90 days
We hold your piece for up to 90 days from your purchase date.
Take it home
Your piece leaves the store once it's paid in full.
Good to know
- Half-payment plans become non-refundable 24 hours after purchase. If you cancel after that and before your piece ships, the deposit is non-refundable.
- We may stop holding pieces that aren't paid in full after 90 days.
Frequently asked questions
Why was my card declined?
Banks sometimes flag large jewelry purchases to protect you. Call the number on the back of your card to approve the charge, then try your order again. You can also text us and we'll help.
Do debit cards get the cash discount?
No. The 2% discount is only for purchases paid entirely in cash, in store.
Does checking my Affirm eligibility affect my credit?
No. Checking eligibility won't affect your credit score. If you choose to pay with Affirm, your payments may be reported to credit bureaus.
How long does a bank wire take?
Usually 3 to 5 business days. Email your wire confirmation to support@princessbridediamonds.com so we can match it to your order quickly.
