Pay over time with Affirm
Say yes to the ring now and pay in 3, 6 or 12 monthly payments. You'll see your total up front, and it never goes up.
Checking eligibility won't affect your credit score.
How it works
Fill your cart
Choose Affirm at checkout and enter a few details for a real-time decision.
Choose your plan
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
Pay over time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Say yes with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm shows you the total you'll pay up front. That number never goes up.
Flexible
Choose the payment schedule that works for you.
Fair
No late fees or penalties of any kind, ever.
Frequently asked questions
Can I pay off my purchase early?
Yes. There's no penalty for paying early.
How do I make my payments?
Make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm sends email and text reminders before each payment is due.
Can I return something I bought with Affirm?
Yes. Start your return with us, following our Returns and Exchanges policy, and Affirm will update your loan.
Does checking my eligibility affect my credit score?
No. Checking eligibility won't affect your credit. If you choose to pay with Affirm, your payments may be reported to credit bureaus. Learn more in Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes. You'll need a mobile number from the U.S. or a U.S. territory so Affirm can verify it's really you.
Where can I learn more about Affirm?
Visit affirm.com, or see all of our payment options.
Rates from 0% APR or 10 to 36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
